With prices climbing due to inflation, it’s more important than ever to find ways to save money, whether you’re shopping online or in-store. That’s where cashback apps come into play. These handy tools let you earn money back on purchases you’re already making. Some apps offer rewards for specific items, while others give you cash back on almost anything you buy. Here’s a roundup of the best cashback apps to help you keep more money while shopping.
24 Best Cashback Apps to Try
It feels like there’s a new cashback app popping up every week! Choosing the best one depends on how you shop, how you like to redeem your rewards, and what rewards you prefer. Based on Trustpilot reviews, here are some of the top cashback apps you can use today to earn free money while you shop.
Fluz
Fluz is highly rated because it offers up to 35% cash back on purchases. But it works differently from other apps. You’ll first buy a gift card from Fluz for your spending to get some money back. Then, use that gift card to complete your purchase. The app rewards you for referring friends and family, giving you extra cash back when they sign up or purchase through Fluz.
Fetch Rewards
Fetch Rewards is a favorite among cashback enthusiasts. The best part? You don’t need to connect a credit card. Scan your receipts from any store, and you’ll gain points that you can redeem for gift cards or cash. Fetch Rewards also offers bigger bonuses for certain products or specific retailers, making it easy to rack up rewards.
BeFrugal
BeFrugal is a standout in the cashback world, offering up to 40% cash back at over 5,000 stores. You can shop right through the app or use the BeFrugal browser extension. Besides cash back, the app will find and apply coupons, ensuring you save even more on your purchases.
Upromise
Upromise offers a unique twist on cash back. Instead of just getting rewards through gift cards or bank transfers, you can deposit your cash back contributions directly into your child’s 529 college savings plan. To get started, link your Upromise account to your bank account or 529 plan, and then earn cash back on purchases through the Upromise shopping portal. Upromise also offers a Mastercard for extra cashback and a feature that rounds up your purchases to save even more.
MyPoints
MyPoints is a versatile cashback app that lets you earn rewards in multiple ways. Shop at over 2,000 partner retailers, complete surveys, or engage in other activities to collect points redeem for up to 40% cashback. You can transfer these points to your PayPal account or exchange them for gift cards. MyPoints also provides coupon codes and will remind you to use them, making saving even more on your purchases more manageable.
TopCashback
TopCashback lets you earn rewards while shopping at more than 7,000 retailers. Choose from a partner retailer from the TopCashback website to earn cash back. You can redeem and transfer your rewards directly to your bank or PayPal account. TopCashback also offers a browser extension to ensure you take advantage of earning opportunities.
Rakuten
Rakuten, formerly eBates, is one of the original and most popular cashback platforms. Its app, website, or browser extension offers cash back on purchases from over 3,500 retailers. Rakuten also helps you save by automatically applying coupons and promo codes. Additionally, you can earn rewards by linking your credit card to your Rakuten account.
Swagbucks
Swagbucks provides multiple ways to earn rewards, from shopping online and watching videos to searching the web and answering surveys. You can redeem your points directly and deposit them into your PayPal account once you hit the minimum redemption threshold. Swagbucks also offers coupons to help you save even more on your online purchases.
Honey
Honey started as a browser extension that automatically applies coupon codes to your online purchases but has expanded to offer more ways to save. Use Honey to earn cash back through its website or browser extension, and take advantage of the Droplist feature, which alerts you when an item you’re interested in drops in price. Redeem your rewards for gift cards.
Ibotta
Ibotta is a go-to app for grocery shopping, allowing you to earn cash back by scanning receipts from in-store purchases. You can also gain some money back by using the Ibotta browser extension. Once you’ve accumulated enough cash back, transfer it directly to your bank or PayPal account.
Drop
Drop is a standout app for earning rewards while you shop. After signing up, you can rack points by shopping with specific retailers, playing games, and completing surveys within the app. Using your credit card, you can unlock Drop Premium, which offers exclusive rewards, monthly point drops, and even crypto rewards. Once you’ve accumulated points, you can exchange them for gift cards, cryptocurrency, or charitable donations. Pairing Drop with credit card rewards boosts your earnings.
Mr. Rebates
Mr. Rebates is a fantastic cashback app that can help you save on purchases. Shop through their website, mobile app, or browser extension to earn cash back. You can redeem your earnings with a check or direct cash transfers to your PayPal or Venmo account. It’s a straightforward way to get some money back on your shopping.
Checkout 51
Checkout 51 is a handy app for earning cash back on grocery and gas purchases. New offers are updated weekly, and once you buy your items, scan and upload your receipt into the app to add cashback to your account. When you hit $20 in earnings, you can cash out. It’s an excellent way to cut down on everyday expenses.
Shopkick
Shopkick lets you earn gift cards for both online and in-store shopping. You can accumulate points, or “kicks,” just by walking into a partner store, and then you will get more points when you make a purchase. You can also gain rewards by watching videos and browsing content on the app. Once you’ve gathered enough kicks, redeem them for digital gift cards delivered to your phone.
Capital One Shopping
Capital One Shopping is a comprehensive tool for online savings. It features a price comparison tool that checks if you can find a better price elsewhere and provides access to online coupon codes, which automatically test for the best deals. You can also use the price drop notifications to alert you when an item you’re interested in goes on sale. Additionally, the app offers Shopping Rewards that you can redeem for gift cards, making it an intelligent choice for cutting costs on your online purchases.
Dosh
Dosh is a super convenient cashback app that works automatically with over 10,000 retailers. There is no need to snap photos of receipts or manually activate rewards—download the app and link your payment method, and Dosh will handle the rest. Cashback is instantly credited to your account when you purchase with a linked card at one of Dosh’s partner stores. Once you’ve earned $25, you can transfer your cash to your bank, PayPal, or Venmo or even donate it to charity.
Upside
Upside is perfect for earning cash back on gas, groceries, and dining out. You’ll find many ways to save with access to over 50,000 locations nationwide. The app shows you nearby participating retailers where you can earn rewards. After accumulating rewards, you can redeem them by wiring the funds to your bank account using PayPal or opting for gift cards.
Coinout
Coinout makes it easy to earn cash back on your everyday purchases. You can scan receipts for money back and earn rewards by shopping online through their app. Coinout also offers cash back for purchases at participating merchants, and you can boost your earnings by taking surveys and participating in other activities. The app is free with no hidden fees and is available on Android and iOS.
InboxDollars
InboxDollars is well-known for paying users to complete online tasks, but it also offers cash back at thousands of stores, including Walmart, Best Western, and The Disney Store. You’ll start with a $5 sign-up bonus. Once you have completed a minimum balance of $10, you can cash out via PayPal, Visa e-gift card, or retailer e-gift cards.
Coupons.com
Coupons.com is a treasure trove of coupons and cashback offers. To get cash back, activate offers on their site—like $1 back on a specific vitamin—and then upload your receipt after purchase. Using a linked store loyalty card, you can skip the receipt upload. You can cash out via PayPal anytime as your cash back accumulates.
Groupon+
Groupon is known for its deals on local experiences, and Groupon+ takes it further by offering cash back to local businesses. Claim a Groupon+ deal and purchase with a linked credit card to earn back money. It’s a great way to save while supporting local spots.
Freebird
Freebird is a fun app for earning rewards using rideshare services like Uber or Lyft. The app helps you earn cash back at specific places you visit and may even offer VIP perks at certain bars and restaurants. After a fun night out, enjoy seeing cash back in your wallet.
ReceiptHog
ReceiptHog lets you earn cashback by uploading receipts from any purchase. You can also enter sweepstakes and take surveys to boost your earnings. Once you’ve gathered enough points, you can cash out via PayPal.
Acorns Earn
If you’re interested in investing your cashback, Acorns Earn is worth a look. When you shop, you earn cash back that’s turned into bonus investments. With over 15,000 brands in the program, you can build an investment portfolio simply through your shopping habits. Acorns Earn is accessible via a user-friendly Chrome extension.
Cashback apps have evolved over the years, offering more ways to earn and save money than ever before. With so many options, finding the perfect cash back app for your needs can be overwhelming. But don’t worry—our list will help you sift through the choices and find the apps that best match your shopping habits so you can start saving in no time.
